We’re here today at Aines, Carter & Associates in LaGrange, Kentucky which also provides service to the Louisville community.  We’re going to discuss how we conduct appointments going forward and how we’ve handled them in the past since March 13th with a COVID-19 update. Of course our website here displays the COVID-19 response, which simply states if you click on the learn more that we are conducting appointments through Zoom or Skype. We can share all of this information through Zoom to help you make an informed decision concerning Medicare, when you turn 65. Going forward, utilizing the Zoom and Skype, to share the information you need and then once you make that decision we can electronically file your application with the company that you decide is best for you. So, I hope this helps and thank you for your time.