matthew

Matthew Carter

About Matthew Carter

Matthew Carter, owner/licensed agent and Oldham County resident, graduated from the University of Louisville in 1998 with a B.A. in political science/communications and completed his M.B.A. in 2009.
17 10, 2018

Navigating The Medicare Annual Enrollment Period

By |2018-10-17T21:53:37+00:00October 17th, 2018|Insurance, Medicare Advantage Plans, Medicare Insurance, Medicare Supplement Insurance, Prescription Drug Plans|

Are you a Medicare recipient but are currently dissatisfied with the plans and options you had chosen previously? You should know that the Medicare Annual Enrollment Period (AEP) gives you a chance every calendar year to alter the format of your plan. It is important to note that the AEP is the only opportunity you [...]

11 09, 2018

5 Facts you need to know when turning 65 & qualifying for Medicare

By |2018-10-02T14:09:58+00:00September 11th, 2018|Medicare Insurance|

1. If you are not retiring and have creditable insurance coverage through your company:  you do not have to pick up Medicare Part B. Please consult with your Human Resources department about creditability.  Also, V.A. recipients are not required to enroll in Part B. If veterans do not enroll in Part B, then they will be completely [...]

11 09, 2018

Understanding Medicare Health Insurance Coverage

By |2018-09-11T23:20:57+00:00September 11th, 2018|Long Term Care, Medicare Advantage Plans, Medicare Insurance, Medicare Supplement Insurance, Prescription Drug Plans|

Medicare is a type of health insurance from the federal government. It covers people aged 65 yrs or older. Medicare provides Part A (hospital insurance) and Part B (medical insurance) benefits. Even though Medicare is important to older Americans, it doesn’t cover everything.  It, for example, doesn’t include hearing aids and dental care. The Social [...]

23 08, 2018

Finding the Right Medicare Supplement Plan

By |2018-09-06T17:14:36+00:00August 23rd, 2018|Medicare Supplement Insurance|

Once you've reached 65 years of age, you’re eligible to apply for Medicare which consists of two parts: Part A and Part B. Part A is hospital insurance, and it covers expenses including limited home health services, inpatient hospital care, hospice care, and skilled nursing facility care. Part B is the medical insurance part, and [...]

3 07, 2018

Reasons to Consider Long Term Care Insurance

By |2018-09-06T17:14:52+00:00July 3rd, 2018|Long Term Care|

The cost of health care is a major concern in most American households. The whole idea of getting insurance is to protect yourself against a major liability that you cannot afford. Although long term care insurance is rather new in the scene compared to its counterparts such as life insurance, disability insurance and even car [...]

21 12, 2017

3 Reasons You Need Life Insurance

By |2018-09-06T17:15:04+00:00December 21st, 2017|Life Insurance|

Nobody can predict the future, but you can do your best to prepare for it. Health insurance is a more obvious requirement to most, but life insurance is just as much of a necessity, especially when you’re considering the needs and well-being of your family. Whether you want to provide for their future or simply [...]

8 12, 2017

What You Should Know About Medicare Advantage Plans

By |2018-09-06T17:15:19+00:00December 8th, 2017|Medicare Advantage Plans|

As you age, it is natural for your health to gradually decline. Despite the fact that seniors tend to have more health care needs than people in other demographics, they usually have less comprehensive health insurance. Most retired individuals are responsible for maintaining their coverage, which is challenging on a fixed income. Medicare helps, but [...]

8 12, 2017

What You Should Know About Medicare Part D

By |2018-09-06T17:15:36+00:00December 8th, 2017|Medicare Insurance|

As people age, it is common for them to start taking various kinds of prescription medication to manage their health. Unfortunately, Medicare does not always cover these additional costs. For those individuals who rely on the federal program, there’s an alternative called Medicare Part D. To give you a sense of the coverage and who [...]

8 12, 2017

What Is Long-Term Care Insurance & Who Needs It?

By |2018-09-06T17:15:47+00:00December 8th, 2017|Long Term Care|

At any time, an injury or debilitating illness can make it impossible to care for yourself, requiring daily assistance for the rest of your life. As you age, you might also need to move into a retirement home to get around-the-clock service. While Medicaid covers many of these expenses, you and your spouse will have [...]