Having life insurance is an important aspect in today's hectic world. This is because it can give you, your family and siblings extra protection against life’s unexpected events. However, you can save on the same purpose by getting the cheapest coverage. Ideally, this ensures that you achieve your goals when you can rather than later when [...]
At some point, we have all postponed buying something in the hope that it will be available at a later date, and at a lower price for that matter. Nevertheless, some of the purchases that you may want to postpone are just too important to wait for an extra day. Pushing forward the purchase of [...]
Are you a Medicare recipient but are currently dissatisfied with the plans and options you had chosen previously? You should know that the Medicare Annual Enrollment Period (AEP) gives you a chance every calendar year to alter the format of your plan. It is important to note that the AEP is the only opportunity you [...]
1. If you are not retiring and have creditable insurance coverage through your company: you do not have to pick up Medicare Part B. Please consult with your Human Resources department about creditability. Also, V.A. recipients are not required to enroll in Part B. If veterans do not enroll in Part B, then they will be completely [...]
Medicare is a type of health insurance from the federal government. It covers people aged 65 yrs or older. Medicare provides Part A (hospital insurance) and Part B (medical insurance) benefits. Even though Medicare is important to older Americans, it doesn’t cover everything. It, for example, doesn’t include hearing aids and dental care. The Social [...]
Once you've reached 65 years of age, you’re eligible to apply for Medicare which consists of two parts: Part A and Part B. Part A is hospital insurance, and it covers expenses including limited home health services, inpatient hospital care, hospice care, and skilled nursing facility care. Part B is the medical insurance part, and [...]
To survive in this up and down world, you need tools. Tools that help you achieve your goals. These goals can be varied. Long term, short term, cutting cake, keeping warm and be healthy. If your goal as a woman is to overcome risk and be on the front foot against matters such as ill [...]
The cost of health care is a major concern in most American households. The whole idea of getting insurance is to protect yourself against a major liability that you cannot afford. Although long term care insurance is rather new in the scene compared to its counterparts such as life insurance, disability insurance and even car [...]
Nobody can predict the future, but you can do your best to prepare for it. Health insurance is a more obvious requirement to most, but life insurance is just as much of a necessity, especially when you’re considering the needs and well-being of your family. Whether you want to provide for their future or simply [...]
As you age, it is natural for your health to gradually decline. Despite the fact that seniors tend to have more health care needs than people in other demographics, they usually have less comprehensive health insurance. Most retired individuals are responsible for maintaining their coverage, which is challenging on a fixed income. Medicare helps, but [...]
