matthew

Matthew Carter

About Matthew Carter

Matthew Carter, owner/licensed agent and Oldham County resident, graduated from the University of Louisville in 1998 with a B.A. in political science/communications and completed his M.B.A. in 2009.
1 03, 2020

Waiting to Save for Retirement? That’ll Cost You.

By |2020-03-16T22:04:52-04:00March 1st, 2020|Retirement|

Economic Policy Institute put out a survery noting that nearly half of all working-age families have not managed to save any money for retirement. However, even those families that have worked to save money for retirement have an average of just under $96,000 in their retirement accounts, a sum that is a far cry from [...]

6 02, 2020

The difference between Medicare Advantage and Medigap

By |2020-04-16T22:18:33-04:00February 6th, 2020|Medicare Insurance, Medicare Supplement Insurance|

We’re here today at Aines, Carter & Associates in LaGrange, Kentucky and we’re going to discuss Medicare Advantage versus Medigap. A common question I get from people who are turning 65. Medigap are premium base plans with very few co-pays, no out-of-pocket maximums, and no networks of doctors. You purchase your Part D plan separately. [...]

1 01, 2020

Cancer Screenings and Medicare

By |2020-03-16T21:15:26-04:00January 1st, 2020|Medicare Insurance|

Cancer Screenings & Medicare Coverage Cancer screenings can be lifesaving procedures when they catch cancer early and allow patients to undergo treatment before the disease is able to progress. For that reason, Medicare and other insurance plans cover many cancer screenings at 100% of the Medicare-approved cost as a form of preventative care. However, coverage [...]

1 12, 2019

Your Guide to Understanding Providers, Claims, and Appeals for Medicare Recipients

By |2020-01-13T21:16:55-05:00December 1st, 2019|Insurance, Medicare Advantage Plans, Medicare Insurance|

Sometimes, when trying to understand medicare providers, claims, and appeals, you might feel as if you need a magic wand, a Rubix cube, a decoder ring, and a sorting hat to achieve your goals, but it's not as complex as that if you take it step by step. Participating, Non-participating, and Opt-out Providers Participating, Non-participating, and [...]

1 11, 2019

Medicare Open Enrollment 2020

By |2019-11-25T21:24:41-05:00November 1st, 2019|Medicare Advantage Plans, Medicare Insurance, Medicare Supplement Insurance, Prescription Drug Plans|

Medicare Open Enrollment, which is also called the Annual Election Period, refers to the period from October 15, 2019, to December 7, 2019, when those who are enrolled in Medicare are able to change or keep their prescription drug and medical coverage plans. After this period, very few or no changes in your Medicare health [...]

1 10, 2019

Medicare and Mental Health

By |2019-10-30T22:45:02-04:00October 1st, 2019|Medicare Advantage Plans, Medicare Insurance, Medicare Supplement Insurance, Prescription Drug Plans|

According to the World Health Organization, an estimated 20 % of adults above the age of 60 will suffer from a mental disorder. 6.6% of all disabilities among those over 60 years are directly attributable to mental and neurological disorders. Substance abuse is also a problem within this age group, yet it does not receive [...]

1 09, 2019

Can you Reduce your Medicare Premiums?

By |2019-09-30T21:21:02-04:00September 1st, 2019|Medicare Advantage Plans, Medicare Insurance, Medicare Supplement Insurance, Prescription Drug Plans|

Medicare is a government health insurance program for individuals over the age of 64, with coverage that plays an important role in maintaining medical costs as you age. Medicare was enacted in 1965, and it is designed to provide health insurance coverage for those 65 years of age or older who have paid into Medicare [...]