Hello, my name is Matthew Carter, owner of Aines, Carter and Associates, in LaGrange, Kentucky. Aines, Carter and Associates specializes in Medicare planning. Today we're going to discuss the Initial Enrollment Period and the Annual Election Period, also known as Open Enrollment. The Initial Enrollment Period typically occurs at age 65, or when the beneficiary [...]
Qualifying for Medicare by turning 65 years of age, receiving 24 months of disability, or retirement after age 65 will trigger an extremely important stage called Medicare Open Enrollment. Medicare Open Enrollment allows the recipient a one-time health free look at all the Medicare coverage options that are available. Open Enrollment occurs 3 months before [...]
We're here today at Aines, Carter & Associates in LaGrange, Kentucky. Now we're going to discuss COVID-19 which is indicated on our website the fact that as of March 13th we ceased doing face-to-face appointments. We can do teleconferencing or video conferencing and accomplish the same goal which is helping you make an informed decision [...]
We’re here today at Aines, Carter & Associates in LaGrange, Kentucky and we’re going to discuss Medicare Advantage versus Medigap. A common question I get from people who are turning 65. Medigap are premium base plans with very few co-pays, no out-of-pocket maximums, and no networks of doctors. You purchase your Part D plan separately. [...]
Medicare Open Enrollment, which is also called the Annual Election Period, refers to the period from October 15, 2019, to December 7, 2019, when those who are enrolled in Medicare are able to change or keep their prescription drug and medical coverage plans. After this period, very few or no changes in your Medicare health [...]
According to the World Health Organization, an estimated 20 % of adults above the age of 60 will suffer from a mental disorder. 6.6% of all disabilities among those over 60 years are directly attributable to mental and neurological disorders. Substance abuse is also a problem within this age group, yet it does not receive [...]
Medicare is a government health insurance program for individuals over the age of 64, with coverage that plays an important role in maintaining medical costs as you age. Medicare was enacted in 1965, and it is designed to provide health insurance coverage for those 65 years of age or older who have paid into Medicare [...]
Are you a Medicare recipient but are currently dissatisfied with the plans and options you had chosen previously? You should know that the Medicare Annual Enrollment Period (AEP) gives you a chance every calendar year to alter the format of your plan. It is important to note that the AEP is the only opportunity you [...]
Medicare is a type of health insurance from the federal government. It covers people aged 65 yrs or older. Medicare provides Part A (hospital insurance) and Part B (medical insurance) benefits. Even though Medicare is important to older Americans, it doesn’t cover everything. It, for example, doesn’t include hearing aids and dental care. The Social [...]
Once you've reached 65 years of age, you’re eligible to apply for Medicare which consists of two parts: Part A and Part B. Part A is hospital insurance, and it covers expenses including limited home health services, inpatient hospital care, hospice care, and skilled nursing facility care. Part B is the medical insurance part, and [...]
