We’re here today at Aines, Carter & Associates in LaGrange, Kentucky which also provides service to the Louisville community. Now we’re going to discuss COVID-19 which is indicated on our website the fact that as of March 13th we ceased doing face-to-face appointments. We can do teleconferencing or video conferencing and accomplish the same goal which is helping you make an informed decision concerning your Medicare plans. Covid-19 and how it’s going to affect Medicare recipients. If you have Original Medicare only Parts A and B those people will see significant financial exposure if they require hospitalization. Those people who chose Medicare Advantage as an option will limit their cost in the event of a hospitalization and those people who have Medicare and a Medicare supplement will see very little cost in the event of a hospitalization. I hope this helps and thank you for your time.