It depends on what kind of help your wife needs. Medicare covers some part-time services for people who are homebound, meaning that leaving home is a major effort.

These services include skilled nursing care for a short time after a hospital stay; physical, occupational, and speech therapy; and medical social services. Medicare will also pay for medical supplies and medical equipment, such as walkers.

However, Medicare will not pay for ongoing personal care. Medicare payment for services requires a doctor’s order, and services must be given by a Medicare-approved provider.