Long-Term Care

29 01, 2020

Are there professionals who can help me find the right kind of long-term care?

By |2020-01-29T17:06:31-05:00January 29th, 2020||

It can be difficult to find the right kind of long-term care services, but there are sources you can turn to for help with this task. For example, geriatric care managers are professionals, usually nurses or social workers, who help people with their long-term care needs. They can assess a person's needs, develop a plan [...]

29 01, 2020

Who can help me create the documents I need for long-term care planning?

By |2020-01-29T17:05:46-05:00January 29th, 2020||

You should first discuss what you want with family members. These discussions can be hard, but telling others your wishes ahead of time answers questions they might have later and takes the burden off your family. After that, lawyers and other professionals can help you create legal documents, or advance directives. These experts understand State [...]

29 01, 2020

What if something happens to me and I can’t talk with a health care provider to make my wishes known?

By |2020-01-29T17:04:51-05:00January 29th, 2020||

Planning ahead can ensure that your wishes for medical care in an emergency and at the end of life are expressed. If you haven't already, you should create certain legal documents, often referred to as advance directives. Health care power of attorney - This document names the person who will make medical decisions for you [...]

29 01, 2020

Is long-term care insurance a good option for me? I’ve heard it’s expensive.

By |2020-01-29T17:03:52-05:00January 29th, 2020||

Long-term care insurance pays for many types of long-term care. The exact coverage depends on the type of policy. Some policies cover only nursing homes. Others cover a variety of services. The cost of long-term care insurance does go up for people who are older, have health problems, or want more benefits. However, it can [...]

29 01, 2020

What long-term care costs does Medicaid cover?

By |2020-01-29T17:02:33-05:00January 29th, 2020||

Medicaid pays for health care services for people with limited income, and it is an important source of payment for long-term care services. Personal care, home health care, adult day care, and nursing home care are examples of the types of Medicaid-covered services used by older adults. However, Medicaid is not available to everyone. To [...]

29 01, 2020

Doesn’t Medicare cover most long-term care costs?

By |2020-01-29T17:01:46-05:00January 29th, 2020||

No. Contrary to what many people think, Medicare does not cover most long-term care costs. It does pay for some part-time services for people who are homebound and for short-term skilled nursing care, but it does not cover ongoing personal care at home, like help with bathing. It may cover part of the first 100 [...]

29 01, 2020

My wife needs part-time help at home. Will Medicare pay for that?

By |2020-01-29T17:01:19-05:00January 29th, 2020||

It depends on what kind of help your wife needs. Medicare covers some part-time services for people who are homebound, meaning that leaving home is a major effort. These services include skilled nursing care for a short time after a hospital stay; physical, occupational, and speech therapy; and medical social services. Medicare will also pay [...]

29 01, 2020

What kinds of options are available to pay for long-term care?

By |2020-01-29T17:00:42-05:00January 29th, 2020||

Most people don't have enough money to pay for all long-term care costs on their own, especially ongoing or expensive services like a nursing home. Often, they rely on a combination of resources to pay for care. These may include: personal funds government health insurance programs, such as Medicare and Medicaid private health insurance plans [...]

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