We’re here today at Aines, Carter & Associates in LaGrange, Kentuckywhich also provides service to the Louisville community.  We are going to discuss the importance of sitting down with professionals like those here at Aines, Carter and Associates to discuss your Medicare options when you turn 65. When you turn 65 you have a one-time opportunity to make a health free choice concerning your Medicare insurance. On down the road in your 70s, in your early 70s, if you’re not happy with your premium, if you’re not happy with the company, if you’re not happy with your out-of-pocket cost, you may not be able to change due to your health. So, that’s why it’s so important to sit down with Aines, Carter and Associates to discuss your Medicare options when you turn 65 or when you retire. I hope this helps and thank you for your time.