Hello, my name is Matthew Carter, owner of Aines, Carter & Associates in La Grange, KY. which also provides service to the Louisville community.  Aines, Carter & Associates specializes in Medicare planning. Today, we are going to discuss important considerations for those that continue to work after they turn 65 and qualify for Medicare. The first item on the to do list is to consult with your human resources department and find out if the employer insurance plan is considered creditable coverage by Medicare. If it is considered creditable coverage, then you do not have to enroll in Medicare Part B. If you decide to enroll in Medicare Part B, please check the income guidelines for the year of enrollment. In 2021, any Medicare recipient with income over $176,000.00 in the 2019 tax year will be subject to a monthly Part B premium penalty. For more information Google “Medicare Supplement La Grange, KY”. Aines, Carter & Associates, Medicare done right the first time.