Hello, my name is Matthew Carter, owner of A. C. & A. in Lagrange Ky. which also serves Louisville.  Today’s topic centers around the Medicare coverage options available when you turn 65 or retire later.  The first option involves picking a Medicare supplement plan to fill the financial gaps in the stand-alone Medicare coverage.  A prescription drug plan is purchased separately to cover your prescribed medicines at the pharmacy of your choice.  The second option is to replace Medicare Part A & B with a Medicare Part C plan.  The Medicare Advantage plan offers all the benefits Medicare recipients receive with Part A & B.  In addition to those benefits, the beneficiary might receive dental, vision, grocery cards, prescription drug coverage and most importantly a cap on annual health expenditures. These plans have networks of doctors, hospitals, copays, deductibles, and maximum out-of-pocket costs.  For more information Google Medicare supplement Lagrange, Kentucky.  Aines, Carter & Associates, Medicare Done Right the First Time.