Hello, my name is Matthew Carter, owner of Aines, Carter & Associates in Lagrange Ky.  A. C. & A. specializes in Medicare planning.  Today we are going to discuss the four steps that must be completed to have functional health insurance before leaving an employer health plan.  These steps apply to Medicare beneficiaries over 65 who are being insured by an employer health plan.  The first step in the process is to sign up for Medicare Parts A & B.  Once that process is complete, the Medicare beneficiary must decide if they want to be covered by a Medicare supplement or Medicare Advantage plan.  Thirdly, a prescription drug evaluation must be done to decide enrollment into Medicare Part D. Finally, the Medicare recipient must call Medicare to deactivate their current employer health plan in the system and activate Medicare as their primary coverage.  For more information Google Medicare supplement Lagrange Ky.  Aines, Carter & Associates, Medicare Done Right the First Time.