Hi, my name is Matthew Carter, owner at Aines, Carter & Associates in LaGrange, Kentucky. Today we are going to discuss the process of understanding Medicare and the coverage options. A. C. & A first explains what Medicare Parts A, B, & D cover and the potential out-of-pocket costs. Once the client has a clear understanding of these coverages, we turn to the coverage options and companies. Insurance companies are not considered until a medical coverage option is chosen. Medigap is chosen based upon pricing and the company’s track record of taking steady increases in premium over time. Medicare Part D & C companies are chosen based upon the client’s current prescription drug usage and by the company’s annual out-of-pocket costs for that plan. The presentation on Medicare, coverage options and drug cost analysis are provided to the client for future reference after the consultation. For more information Google Medicare supplement Lagrange, Ky. A.C. & A Medicare done right the first time!