We’re here today at Aines, Carter & Associates in LaGrange, Kentucky and we’re going to discuss Medicare Advantage versus Medigap. A common question I get from people who are turning 65. Medigap are premium base plans with very few co-pays, no out-of-pocket maximums, and no networks of doctors. You purchase your Part D plan separately. Medicare Advantage on the other hand are low premium plans with networks of doctors, networks of hospitals, out-of-pocket maximums, deductibles, and co-pays. Medicare Advantage does come with a prescription drug plan and limited dental and vision inherent. I hope this helps and thank you for your time.